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Cox & Cox Law Office, PLLC
Cox & Cox Law Office, PLLC

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502-912-8555

Car Accident Lawyers Who Advocate For Victims Of Car Wrecks In Kentucky

Feeling overwhelmed by your car wreck case? Don’t lose hope – you’ve come to the right place. At Cox & Cox Law Office, PLLC, our father-and-son team and car accident attorneys have been serving the Louisville and Lexington communities with over 40 years of combined legal experience.

As legal advocates for car crash injury victims in our community, we often hear, “Who can I turn to when insurance companies seem more interested in their profits than my recovery?” It’s a valid concern, especially when dealing with injuries and negotiating with parties who may not have your best interests at heart. 

Without proper legal representation, you risk being taken advantage of during this vulnerable time. But don’t worry – our experienced car accident lawyers have got your back. We’re here to fight for your rights and help you receive the compensation you deserve. 

Understanding Car Accident Laws In Kentucky

Kentucky operates under a “choice no-fault” system. This means you have options when it comes to your car insurance and how you handle accidents. Here’s what you need to know: 

  • No-fault insurance: By default, all drivers have Personal Injury Protection (PIP) coverage. This pays for your medical expenses and lost wages, regardless of who caused the accident. 
  • Right to opt-out: You can choose to reject this no-fault coverage, but it’s a decision that shouldn’t be taken lightly. 
  • Threshold for lawsuits: Even with no-fault insurance, you can still sue in cases of severe injuries or when medical expenses exceed $1,000. Other situations that allow you to file a lawsuit include suffering a broken bone, permanent injury, permanent disfigurement or in cases of death. 
  • Comparative fault: If you do go to court, Kentucky uses a “pure comparative fault” system. This means your compensation could be reduced based on your percentage of fault in the accident. 
  • Statute of limitations: You generally have two years from the date of the accident to file a lawsuit for personal injuries. 

While Kentucky is technically a no-fault state, it’s more complex than a simple yes or no answer. The choice no-fault system gives you options, but it also means you need to be well informed to make the best decisions for your situation after a car accident. Consult with our car accident lawyers for more specific information regarding your accident. 

Types Of Car Accidents In Kentucky

Kentucky’s roads vary from city streets to rural highways, each with its own risks. Our car accident lawyers have handled cases from all over the state and understand that, regardless of road conditions, human behavior is often the most dangerous factor. 

Whether you’re dealing with speeding and reckless driving or failure to yield the right of way, accidents can happen anywhere. Below are some common types of car accidents our Cox & Cox Law Office, PLLC, team encounters:

  • Rear-end crashes: Often happen in stop-and-go traffic or at red lights  
  • T-bone accidents: Frequent at intersections, especially where visibility is poor  
  • Left-turn accidents: Common in busy areas with many intersections  
  • Rollovers: Can occur on curves or when avoiding obstacles  
  • Multi-car accidents: Often seen on interstates or during bad weather  
  • Sideswipes: Happen when changing lanes or on narrow roads  
  • Right-turn accidents: A risk in areas with lots of pedestrians and cyclists  
  • Jackknife accidents: Typically involve large trucks, often in bad weather 

Each type of accident can cause different injuries and legal issues. Our car accident lawyers know how to handle them all, from minor collisions caused by distracted driving to severe crashes resulting from driving under the influence (DUI). 

Remember, even a small crash can cause big problems down the road. That’s why it’s important to talk to a car accident lawyer who knows Kentucky’s roads, laws and how to deal with negligent drivers. Reach out to our lawyers by calling 502-912-8555 or completing this online form to schedule a free consultation today.

Steps To Take After A Car Crash

The moments following a car accident can be chaotic, but your actions are important to your recovery and potential legal case. Here’s what Cox & Cox Law Office, PLLC‘s car accident attorneys say you should do after a crash: 

  • Check for injuries: Your safety comes first. If you’re hurt, stay put and call 911. 
  • Move to safety: If possible, move your vehicle to the side of the road to avoid further accidents. 
  • Call the police: For accidents involving injuries, deaths or significant property damage, call the police immediately to the scene. 
  • Exchange information: Get the other driver’s name, contact details, and insurance information. 
  • Document the scene: Take photos of the damage, road conditions and any visible injuries. 
  • Seek medical attention: Some injuries might take time to set in, so get checked out even if you think you’re OK. 
  • File an accident report: If the police didn’t come to the scene, you have ten days to file a written report with the Kentucky State Police for major accidents or those that involve property damage over $500. As per state law, this is mandatory. 

At this point, the next step is to contact your insurance company. However, it’s important that you consider consulting a car accident lawyer first. When you do contact your insurance company, you need to be careful about what you say. Insurers start the process of assessing your claim with questions about the accident, even in Kentucky’s no-fault system.

“Were you wearing a seatbelt?” “How fast were you going?” Even with PIP coverage, your answers could affect your claim if your case meets the threshold for a car accident lawsuit. That goes the same for accepting any settlement offers. 

Considering Pursuing A Car Accident Lawsuit In Kentucky?

Call our car accident lawyers before speaking with insurance adjusters or accepting settlement offers. The situation is often more complex in Kentucky’s no-fault system, and our attorneys can help you navigate your options, protect your rights and work toward securing fair compensation if you’re eligible to file a claim beyond PIP.

Hit-And-Run? Kentucky Law Says Report It Immediately.

The state takes hit-and-run accidents very seriously. If you’re involved in one, stay at the scene if it’s safe to do so. Try to get as much information as possible about the fleeing vehicle, including make, model, color and license plate number if you can. Report the incident to the police right away – don’t wait. 

State and personal injury law requires drivers involved in accidents to stop and exchange information. Failing to do so can result in severe penalties, including fines and potential jail time. If you’re the victim of a hit-and-run, your uninsured/underinsured motorist (UM/UIM) coverage may help cover your damages. 

Remember, time is of the essence in hit-and-run cases. The sooner you report it, call a car accident lawyer and get legal help, the better your chances of finding the responsible party and getting the compensation you deserve. 

Schedule Your Free Consultation With Our Car Accident Lawyers Today

We understand that a car crash is often a near-death experience that can be physically and emotionally debilitating. It can definitely take a severe toll on you and your family. Before the stress overwhelms you, reach out to our car accident lawyers to help you handle your accident and get compensation for medical expenses, lost wages and property damage.

Contact our Louisville office to schedule your free consultation. Call 502-912-8555 or reach out online to set it up. Our legal team and car accident attorneys speak Arabic and Spanish as well.