Injuries can happen in several ways. When injuries are the result of someone else’s negligence, the injured party may be able to claim personal injury compensation.
A successful personal injury claim typically results in an award for financial compensation. This compensation helps cover the financial burden caused by the injuries. But what exactly does it include?
Medical bills
Medical expenses are one of the biggest costs of serious injuries. Personal injury compensation covers:
- Emergency room visits
- Hospital stays
- Surgeries and procedures
- Physical therapy
- Prescription medications
- Future medical care for long-term injuries
To gain maximum value from your claim, it is vital to include both short-term and ongoing medical expenses.
Lost wages and reduced earning capacity
You may be compensated for lost income if your injury prevents you from working. This includes:
- Wages lost while recovering
- Reduced earnings if you can’t return to the same job
- Loss of future earning potential in severe cases
For many, missing work results in serious financial hardship, so it is vital to incorporate this into your claim.
Pain, suffering and emotional distress
Injuries don’t just cause physical pain. They can also lead to emotional struggles like anxiety, depression or post-traumatic stress disorder (PTSD). Compensation can include damages for physical pain and suffering, emotional trauma and loss of enjoyment in life.
Beyond medical expenses and lost wages, compensation may also cover necessary travel costs, home modifications and professional carers.
To gain maximum value from your personal injury claim, it is important to leave no stone unturned. Seeking legal guidance will help to better ensure that every angle is covered.